Everphone and Topi seem similar at first glance – both allow you to rent devices instead of buying them. However, the difference is fundamental.
Topi is an embedded financing and payment solution for merchants: their customers can switch to rental at checkout, quickly and unbureaucratically. However, handling day-to-day operations remains with the customer.
Everphone offers a complete managed service as a Device-as-a-Service provider: devices come with MDM, support, repair, replacement, and buy-and-rent-back.
In short: Topi solves financing, Everphone solves financing and operations.
Everphone vs. Topi – a quick overview
Criterion | Everphone | Topi |
|---|---|---|
Basic model | Managed Device-as-a-Service | Embedded rental/financing solution |
Where to rent | Directly from Everphone | At checkout of selected merchants |
MDM | Yes – deeply integrated | No |
Support & repair | Included, from a single source | Not part of the offering |
Lifecycle management | Yes, structured | No |
Buy-and-rent-back | Yes | No |
Contract terms | Predictable service contracts | Flexible, approx. 6–36 months |
Best for | Companies that want to outsource operations | Quick financing at the point of sale |
All details as of June 2026.
Everphone in brief
Everphone has been specializing in devices as a service in Berlin since 2016. Smartphones, tablets, and laptops come including setup, repair, replacement, and support – on request with a complete managed service for MDMs (Mobile Device Management software).
The core is operations: Everphone takes care of the entire lifecycle management and is your contact partner if anything comes up. With buy-and-rent-back, existing devices can be transferred to DaaS with the stroke of a pen and subsequently upgraded – turning a potentially outdated device fleet into a modern, self-rejuvenating one step-by-step.
Topi in brief
Topi from Berlin is an embedded B2B rental and payment solution. Companies rent hardware directly at the merchant's checkout – without paperwork and without the classic leasing detour. Topi buys the product from the merchant and handles the monthly payments, with terms ranging from about 6 to 36 months.
Topi's strength is seamless purchasing: fast, flexible, unbureaucratic. What Topi deliberately does not offer is device operations.
Direct comparison by criteria
Financing vs. operations
This is the decisive point. Topi finances the devices and handles the payment – nothing more.
Everphone finances and operates: setup, MDM, repair, replacement, support, and returns. If you only want to spread out the payment, Topi is enough. If you want to get rid of the operational effort, you need a managed service.
Mobile Device Management (MDM)
Everphone sets up devices in the MDM and delivers them secure and ready to use. Topi does not offer MDM – managing and securing your fleet remains entirely up to you.
Support, repair & replacement
With Everphone, support, repair, and rapid replacement are part of the service. If a device breaks, Everphone takes care of it. With Topi, this is not included – in the event of damage, you organize it yourself.
Lifecycle & transition
Everphone covers the entire lifecycle and offers an easy transition from purchased inventory with buy-and-rent-back. Topi is designed for individual financing processes at the checkout, not for structured fleet lifecycles.
Purchasing process & flexibility
Topi scores with a very fast process embedded in the merchant checkout and flexible terms. Everphone relies on predictable service contracts with a clearly defined scope of services.
Everphone vs. Topi – which is right for you?
When Topi Is the right choice
Topi is the right fit if you are a merchant and want to offer a financing solution at purchase that allows your customers to shift from Capex to Opex and relieves them of the risk of high investment payments.
The good thing here: all of this happens without the usual leasing bureaucracy. Read more about this: https://everphone.com/en/blog/smartphone-leasing-costs
When Everphone is the right choice
Everphone is the right fit if you want to rent devices flexibly and outsource device operations: MDM, support, repair, replacement, and lifecycle management from a single source – plus buy-and-rent-back.
As soon as a fleet needs to run reliably and relieve your IT team, Device-as-a-Service is the right category.
Frequently Asked Questions (FAQ)
What is the difference between Everphone and Topi?
Everphone is a complete Device-as-a-Service with MDM, support, and lifecycle. Topi is an embedded financing and payment solution at the merchant checkout. Topi solves financing for merchants, Everphone solves financing and ongoing operations.
Does Topi offer Mobile Device Management or support?
No. Topi is designed for financing and payment processing and does not offer MDM, device support, or lifecycle management. These tasks remain with you. Everphone covers them as a service.
Is Topi a DaaS provider?
Strictly speaking, no. Topi is a rental and financing solution, not a managed Device-as-a-Service. It lacks the operational services such as MDM, support, and lifecycle that define DaaS.
Can I integrate existing devices?
With Everphone, yes – via buy-and-rent-back (BARB). Your devices are purchased and rented back, the team continues to use them unchanged, and from then on they are fully covered by the service. Topi does not offer this model.
Which is cheaper?
A pure financing option like Topi can initially seem cheaper per device because no operational services are included. Everphone bundles operations, MDM, and support in the monthly rate. Remember to factor in your own effort for administration and support.
Conclusion – Financing or DaaS?
Topi is an elegant solution for financing hardware at checkout – fast and flexible. However, if you want devices to run reliably, be secure, and relieve your IT team, financing alone is not enough. Everphone delivers the complete managed service: MDM, support, lifecycle, and buy-and-rent-back from a single source.